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Georgia's Housing Market Remains Relatively Affordable in November
18 Dec 2018 -
Although Freddie Mac recently reported that the 30-year fixed rate is at its highest average in seven years, reaching 4.94 percent, average rates were 5.97 percent ten years ago, 6.78 percent 20 years ago and 10.39 percent 30 years ago. Nevertheless, affordability concerns are causing a slowdown in home price growth in some markets, while price reductions are becoming more common. 

New Listings increased 2.9 percent to 11,438. 

Pending Sales were down 2.3 percent to 8,630. 

Inventory levels grew 1.4 percent to 36,362 units. 

The Median Sales Price increased 8.0 percent to $215,000. 

Days on Market was down 7.0 percent to 53 days. 

Sellers were encouraged as Months Supply of Inventory was down 2.9 percent to 3.4 months. 

The Bureau of Labor Statistics recently reported that the national unemployment rate was at 3.7 percent. Low unemployment has helped the housing industry during this extensive period of U.S. economic prosperity. Home buying and selling activity relies on gainful employment. It also relies on demand, and builders are showing caution by breaking ground on fewer single-family home construction projects in the face of rising mortgage rates and fewer showings.

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